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BPRS DANA AMANAH
Jl. KH. Samanhudi No.196 Surakarta

Detail Laporan SLIK

Metadata Laporan
Nama File KTP_3313091402910001.txt
Nomor Laporan 776/IDEB/0104620125/2026
Tanggal Hasil 15/04/2026 10:19
Tanggal Upload 2026-04-15 04:38:52
Rp 894.474.213
Plafon Total SLIK
Rp 25.878.681
Baki Debet Total
Kualitas 5
Kualitas Terburuk pada Ringkasan SLIK
Identitas Debitur
Nama ARI TRI WIBOWO
NIK 3313091402910001
Tempat / Tgl Lahir KARANGANYAR, 14/02/1991
Alamat SUMBER
Kota Kota Surakarta/Solo
Pekerjaan Wiraswasta
Tgl Permohonan 15/04/2026 10:19
74
Kolek Lancar
5
Bermasalah
Rp 894.474.213
Total Plafon
Analisa Kelayakan Pengajuan Pembiayaan Baru
TIDAK LAYAK
0/100

Risiko tinggi. Pengajuan baru sebaiknya ditunda sampai kualitas kredit membaik.


9
Aktif
70
Lunas
5
Bermasalah
Kol 5
Kol. Terburuk
Distribusi Kolektibilitas
Kol 1 — Lancar
Total: 74 Aktif: 4
Kol 2 — Dalam Perhatian Khusus
Total: 0 Aktif: 0
Kol 3 — Kurang Lancar
Total: 0 Aktif: 0
Kol 4 — Diragukan
Total: 0 Aktif: 0
Kol 5 — Macet
Total: 5 Aktif: 5
Faktor Penilaian
  • Terdapat kolektibilitas Macet (Kol 5)
  • 5 fasilitas aktif bermasalah (Kol 2 ke atas)
  • Jumlah fasilitas aktif: 9 (sangat banyak)
  • Utilisasi fasilitas aktif sehat (10%)
Rekomendasi
  • Kredit macet (Kol 5) hampir pasti ditolak. Wajib diselesaikan lebih dulu.
  • Beban fasilitas aktif relatif tinggi. Prioritaskan konsolidasi atau pelunasan bertahap.
Utilisasi Kredit Aktif: Rp 25.878.681 dari Rp 257.053.139 (10%)

Analisa ini bersifat indikatif berdasarkan data SLIK dan tidak merupakan keputusan resmi lembaga keuangan.

Fasilitas Pembiayaan
79 fasilitas
9
Fasilitas Aktif
70
Sudah Lunas
79
Tampil Saat Ini
1 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 22/07/2024 06/09/2025 1.197.696 1.120.502 0 25 - 1 – Dialihkan atau Dijual ke Pelapor lain
2 PT Bank Rakyat Indonesia (Persero) Tbk Investasi 29/06/2022 30/06/2024 250.000.000 250.000.000 0 19.5 - 1 – Dialihkan ke Fasilitas lain
3 Standard Chartered Bank Konsumsi 09/06/2024 05/08/2025 20.001.816 0 0 31 - 1 – Dialihkan ke Fasilitas lain
4 PT Bank Seabank Indonesia Modal Kerja 16/05/2024 05/08/2025 1.232.178 1.139.805 1.139.805 34.25 - 5 – Dihapusbukukan
5 PT Bank Seabank Indonesia Konsumsi 09/08/2024 09/08/2025 4.455.000 4.455.000 4.455.000 34.88 - 5 – Dihapusbukukan
6 PT Commerce Finance Investasi 16/05/2024 06/08/2025 50.169 42.832 42.832 35.3 - 5 – Dihapusbukukan
7 PT Lentera Dana Nusantara Konsumsi 09/08/2024 10/08/2025 45.000 45.000 45.000 47.4 - 5 – Dihapusbukukan
8 Standard Chartered Bank Konsumsi 09/06/2024 05/08/2025 20.001.816 0 19.946.044 31 - 5 – Dihapusbukukan
9 PT Mapan Global Reksa Konsumsi 15/03/2026 15/05/2026 250.000 250.000 250.000 104.67 - 1 – Fasilitas Aktif
10 PT BPD Jawa Tengah Modal Kerja 09/10/2023 09/10/2026 12.000.000 12.000.000 0 6.78 - 1 – Lunas
11 PT Bank Central Asia Tbk Konsumsi 03/02/2023 31/01/2027 3.000.000 0 0 1.75 - 1 – Lunas
12 PT Bank DBS Indonesia Konsumsi 11/07/2024 05/10/2024 339.473 0 0 25.75 - 1 – Lunas
13 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 25/02/2022 24/02/2023 1.853.350 1.853.350 0 24.6 - 1 – Lunas
14 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 13/07/2022 12/08/2022 3.567.724 3.567.724 0 19 - 1 – Lunas
15 PT Bank Perekonomian Rakyat Trihasta Prasodjo Konsumsi 07/11/2017 07/11/2019 10.000.000 0 0 18 - 1 – Lunas
16 PT Bank Perekonomian Rakyat Trihasta Prasodjo Konsumsi 24/09/2018 24/09/2021 11.500.000 0 0 18 - 1 – Lunas
17 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 16/10/2019 16/10/2022 15.000.000 15.000.000 0 15 - 1 – Lunas
18 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 22/03/2021 22/03/2024 25.000.000 25.000.000 0 6 - 1 – Lunas
19 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 11/02/2022 11/02/2026 30.000.000 30.000.000 0 6 - 1 – Lunas
20 PT Bank Rakyat Indonesia (Persero) Tbk Investasi 30/06/2022 30/06/2024 250.000.000 250.000.000 0 19.5 - 1 – Lunas
21 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 29/11/2023 29/11/2026 300.000.000 300.000.000 0 15 - 1 – Lunas
22 PT Bank Seabank Indonesia Konsumsi 26/08/2021 05/03/2022 1.488.611 0 0 27 - 1 – Lunas
23 PT Bank Seabank Indonesia Konsumsi 15/09/2021 05/09/2022 1.100.725 0 0 29.5 - 1 – Lunas
24 PT Bank Seabank Indonesia Modal Kerja 08/10/2021 05/10/2022 64.925 0 0 29.5 - 1 – Lunas
25 PT Bank Seabank Indonesia Konsumsi 26/11/2021 05/12/2022 227.976 0 0 29.5 - 1 – Lunas
26 PT Bank Seabank Indonesia Modal Kerja 15/12/2021 05/12/2022 30.359 0 0 29.5 - 1 – Lunas
27 PT Bank Seabank Indonesia Modal Kerja 16/12/2021 05/12/2022 48.795 0 0 29.5 - 1 – Lunas
28 PT Bank Seabank Indonesia Modal Kerja 07/10/2021 05/10/2022 46.953 0 0 29.5 - 1 – Lunas
29 PT Bank Seabank Indonesia Konsumsi 11/10/2021 05/10/2022 417.780 0 0 29.5 - 1 – Lunas
30 PT Bank Seabank Indonesia Konsumsi 11/10/2021 05/10/2022 683.137 0 0 29.5 - 1 – Lunas
31 PT Bank Seabank Indonesia Konsumsi 29/11/2021 05/12/2022 2.818.484 0 0 29.5 - 1 – Lunas
32 PT Bank Seabank Indonesia Modal Kerja 16/12/2021 05/12/2022 25.897 0 0 29.5 - 1 – Lunas
33 PT Bank Seabank Indonesia Modal Kerja 09/03/2022 05/09/2022 45.456 0 0 27 - 1 – Lunas
34 PT Bank Seabank Indonesia Modal Kerja 12/03/2022 05/09/2022 59.346 0 0 27 - 1 – Lunas
35 PT Bank Seabank Indonesia Modal Kerja 10/03/2022 05/09/2022 44.957 0 0 27 - 1 – Lunas
36 PT Bank Seabank Indonesia Konsumsi 26/06/2022 05/07/2023 1.299.159 0 0 40.92 - 1 – Lunas
37 PT Bank Seabank Indonesia Modal Kerja 06/06/2023 05/12/2024 776.939 0 0 38.85 - 1 – Lunas
38 PT Commerce Finance Konsumsi 23/02/2021 06/08/2021 1.048.989 0 0 2.95 - 1 – Lunas
39 PT Commerce Finance Konsumsi 28/02/2021 06/06/2021 59.082 0 0 2.95 - 1 – Lunas
40 PT Commerce Finance Konsumsi 12/05/2021 06/08/2021 60.190 0 0 2.95 - 1 – Lunas
41 PT Commerce Finance Konsumsi 27/06/2021 06/07/2022 768.606 0 0 2.95 - 1 – Lunas
42 PT Commerce Finance Konsumsi 10/07/2021 06/10/2021 15.851 0 0 2.95 - 1 – Lunas
43 PT Commerce Finance Konsumsi 23/07/2021 06/01/2022 59.863 0 0 2.95 - 1 – Lunas
44 PT Commerce Finance Investasi 16/12/2021 06/12/2022 262 0 0 2.95 - 1 – Lunas
45 PT Commerce Finance Investasi 12/03/2022 06/09/2022 600 0 0 2.95 - 1 – Lunas
46 PT Commerce Finance Konsumsi 15/09/2021 06/09/2022 11.119 0 0 2.95 - 1 – Lunas
47 PT Commerce Finance Konsumsi 11/10/2021 06/10/2022 6.901 0 0 2.95 - 1 – Lunas
48 PT Commerce Finance Investasi 09/03/2022 06/09/2022 460 0 0 2.95 - 1 – Lunas
49 PT Commerce Finance Investasi 10/03/2022 06/09/2022 455 0 0 2.95 - 1 – Lunas
50 PT Commerce Finance Konsumsi 16/02/2021 06/08/2021 1.051.011 0 0 2.95 - 1 – Lunas
51 PT Commerce Finance Konsumsi 29/03/2021 06/10/2021 529.860 0 0 2.95 - 1 – Lunas
52 PT Commerce Finance Konsumsi 12/05/2021 06/08/2021 47.470 0 0 2.94 - 1 – Lunas
53 PT Commerce Finance Konsumsi 26/08/2021 06/03/2022 15.037 0 0 2.95 - 1 – Lunas
54 PT Commerce Finance Investasi 07/10/2021 06/10/2022 475 0 0 2.95 - 1 – Lunas
55 PT Commerce Finance Konsumsi 11/10/2021 06/10/2022 4.220 0 0 2.95 - 1 – Lunas
56 PT Commerce Finance Konsumsi 29/11/2021 06/12/2022 28.470 0 0 2.95 - 1 – Lunas
57 PT Commerce Finance Konsumsi 27/02/2021 06/06/2021 94.738 0 0 2.94 - 1 – Lunas
58 PT Commerce Finance Konsumsi 18/04/2021 06/07/2021 30.775 0 0 2.95 - 1 – Lunas
59 PT Commerce Finance Konsumsi 09/04/2021 06/10/2021 32.886 0 0 2.95 - 1 – Lunas
60 PT Commerce Finance Konsumsi 11/06/2021 06/12/2021 33.681 0 0 2.95 - 1 – Lunas
61 PT Commerce Finance Konsumsi 10/06/2021 06/12/2021 9.650 0 0 2.95 - 1 – Lunas
62 PT Commerce Finance Konsumsi 26/11/2021 06/12/2022 2.303 0 0 2.95 - 1 – Lunas
63 PT Commerce Finance Investasi 16/12/2021 06/12/2022 493 0 0 2.95 - 1 – Lunas
64 PT Commerce Finance Konsumsi 07/06/2021 06/06/2022 46.359 0 0 2.95 - 1 – Lunas
65 PT Commerce Finance Investasi 25/07/2021 06/08/2022 24.836 0 0 2.95 - 1 – Lunas
66 PT Commerce Finance Investasi 08/10/2021 06/10/2022 656 0 0 2.95 - 1 – Lunas
67 PT Commerce Finance Konsumsi 27/06/2021 06/07/2022 2.171.485 0 0 2.95 - 1 – Lunas
68 PT Commerce Finance Investasi 15/12/2021 06/12/2022 307 0 0 2.95 - 1 – Lunas
69 PT Commerce Finance Konsumsi 26/06/2022 06/07/2023 13.123 0 0 2.95 - 1 – Lunas
70 PT Commerce Finance Konsumsi 26/06/2022 06/07/2023 13.123 0 0 2.95 - 1 – Lunas
71 PT Mapan Global Reksa Konsumsi 31/01/2026 31/03/2026 200.000 0 0 104.67 - 1 – Lunas
72 PT Nusa Surya Ciptadana Konsumsi 31/12/2019 11/12/2020 15.937.100 0 0 38.58 - 1 – Lunas
73 PT Nusa Surya Ciptadana Konsumsi 14/04/2021 14/03/2022 15.607.300 0 0 39.48 - 1 – Lunas
74 PT Nusa Surya Ciptadana Konsumsi 14/04/2021 14/03/2022 16.521.800 0 0 39.55 - 1 – Lunas
75 PT Nusa Surya Ciptadana Konsumsi 20/08/2022 20/01/2024 15.708.600 0 0 35.99 - 1 – Lunas
76 PT Nusa Surya Ciptadana Konsumsi 20/08/2022 20/01/2024 16.218.200 0 0 36.02 - 1 – Lunas
77 PT Nusa Surya Ciptadana Konsumsi 27/09/2023 01/03/2025 16.679.000 0 0 38.72 - 1 – Lunas
78 PT Nusa Surya Ciptadana Konsumsi 27/09/2023 01/03/2025 17.596.200 0 0 38.72 - 1 – Lunas
79 Standard Chartered Bank Konsumsi 15/12/2023 05/12/2024 2.422.718 0 0 31.5 - 1 – Lunas
Menampilkan 0 data