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BPRS DANA AMANAH
Jl. KH. Samanhudi No.196 Surakarta

Detail Laporan SLIK

Metadata Laporan
Nama File KTP_1804046209890002.txt
Nomor Laporan 799/IDEB/0104620125/2026
Tanggal Hasil 16/04/2026 08:40
Tanggal Upload 2026-04-16 01:46:37
Rp 14.089.931.610
Plafon Total SLIK
Rp 6.915.466.455
Baki Debet Total
Kualitas 5
Kualitas Terburuk pada Ringkasan SLIK
Identitas Debitur
Nama SURVAHIMA SARI
NIK 1804046209890002
Tempat / Tgl Lahir GUNUNG RAYA, 22/09/1989
Alamat ASRAMA BRIGIF 6
Kota Kab. Sukoharjo
Pekerjaan Wiraswasta
Tgl Permohonan 16/04/2026 08:40
81
Kolek Lancar
16
Bermasalah
Rp 14.089.931.610
Total Plafon
Analisa Kelayakan Pengajuan Pembiayaan Baru
TIDAK LAYAK
0/100

Risiko tinggi. Pengajuan baru sebaiknya ditunda sampai kualitas kredit membaik.


19
Aktif
78
Lunas
16
Bermasalah
Kol 5
Kol. Terburuk
Distribusi Kolektibilitas
Kol 1 — Lancar
Total: 81 Aktif: 3
Kol 2 — Dalam Perhatian Khusus
Total: 0 Aktif: 0
Kol 3 — Kurang Lancar
Total: 2 Aktif: 2
Kol 4 — Diragukan
Total: 0 Aktif: 0
Kol 5 — Macet
Total: 14 Aktif: 14
Faktor Penilaian
  • Terdapat kolektibilitas Macet (Kol 5)
  • 16 fasilitas aktif bermasalah (Kol 2 ke atas)
  • Jumlah fasilitas aktif: 19 (sangat banyak)
  • Utilisasi fasilitas aktif cukup tinggi (80%)
Rekomendasi
  • Kredit macet (Kol 5) hampir pasti ditolak. Wajib diselesaikan lebih dulu.
  • Beban fasilitas aktif relatif tinggi. Prioritaskan konsolidasi atau pelunasan bertahap.
Utilisasi Kredit Aktif: Rp 6.915.466.455 dari Rp 8.629.613.317 (80%)

Analisa ini bersifat indikatif berdasarkan data SLIK dan tidak merupakan keputusan resmi lembaga keuangan.

Fasilitas Pembiayaan
97 fasilitas
19
Fasilitas Aktif
78
Sudah Lunas
97
Tampil Saat Ini
1 PT Bank Seabank Indonesia Konsumsi 20/09/2024 19/11/2024 2.400.000 0 0 14 - 1 – Dialihkan atau Dijual ke Pelapor lain
2 PT Bank SMBC Indonesia Tbk Modal Kerja 15/03/2024 15/09/2027 965.000.000 818.930.155 0 15.5 - 1 – Dialihkan atau dijual kepada pihak lain non-Pelapor
3 PT Adira Dinamika Multi Finance Tbk Konsumsi 14/07/2023 08/07/2029 25.631.283 21.808.839 21.808.839 15.72 - 5 – Dihapusbukukan
4 PT Allo Bank Indonesia Tbk Konsumsi 05/08/2024 05/08/2025 20.000.000 2.900.000 20.000.000 23 - 5 – Dihapusbukukan
5 PT Bank CIMB Niaga Syariah (UUS) Konsumsi 22/05/2024 31/05/2030 20.000.000 20.000.000 20.271.046 21 - 5 – Dihapusbukukan
6 PT Bank CIMB Niaga Tbk Konsumsi 05/12/2023 05/04/2026 91.482.563 34.318.485 54.012.202 6.69 - 5 – Dihapusbukukan
7 PT Bank DBS Indonesia Konsumsi 14/06/2024 16/06/2025 30.000.000 26.577.538 26.577.538 41.51 - 5 – Dihapusbukukan
8 PT Bank Danamon Indonesia Tbk Konsumsi 14/07/2023 08/07/2029 230.681.550 196.279.548 196.279.548 11.19 - 5 – Dihapusbukukan
9 PT Bank Rakyat Indonesia (Persero) Tbk Konsumsi 23/07/2024 31/07/2029 100.000.000 100.000.000 99.899.737 21 - 5 – Dihapusbukukan
10 PT Bussan Auto Finance (UUS) Investasi 03/08/2024 05/08/2025 18.386.400 0 15.790.617 39 - 5 – Dihapusbukukan
11 PT CIMB Niaga Auto Finance Konsumsi 05/04/2023 05/04/2026 111.920.000 3.893.979 3.893.979 19 - 5 – Dihapusbukukan
12 PT Wahana Ottomitra Multiartha Tbk Modal Kerja 22/08/2024 19/02/2026 356.999.650 0 339.640.450 19 - 5 – Dihapusbukukan
13 PT Bank CIMB Niaga Tbk Konsumsi 22/05/2024 31/05/2031 20.000.000 20.000.000 0 21 - 5 – Fasilitas Aktif
14 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 08/02/2023 29/02/2028 50.000.000 50.000.000 50.000.000 21 - 5 – Fasilitas Aktif
15 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 10/06/2024 30/06/2029 15.000.000 15.000.000 14.341.500 21 - 5 – Fasilitas Aktif
16 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 10/06/2024 30/06/2029 35.000.000 35.000.000 34.971.300 21 - 5 – Fasilitas Aktif
17 PT Bank Perekonomian Rakyat Syariah Dana Amanah Surakarta Modal Kerja 30/08/2024 30/08/2029 1.650.000.000 2.859.504.620 1.601.578.752 26 - 1 – Fasilitas Aktif
18 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 27/06/2024 11/06/2027 3.500.000.000 3.500.000.000 3.491.000.796 7 2 3 – Fasilitas Aktif
19 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 26/06/2024 11/06/2030 925.400.153 925.400.153 925.400.151 7 2 3 – Fasilitas Aktif
20 PT BPD Jawa Tengah Modal Kerja 26/08/2020 26/08/2022 500.000.000 500.000.000 0 5.89 - 1 – Lunas
21 PT BPD Jawa Tengah Konsumsi 25/05/2023 25/05/2028 650.000.000 650.000.000 0 12 - 1 – Lunas
22 PT BPD Jawa Tengah Konsumsi 22/03/2022 22/03/2026 500.000.000 750.000.000 0 11.5 - 1 – Lunas
23 PT BPD Jawa Tengah Investasi 22/03/2022 22/03/2025 500.000.000 500.000.000 0 14.206 - 1 – Lunas
24 PT Bank Central Asia Tbk Konsumsi 21/11/2019 31/10/2028 3.000.000 0 0 21 - 1 – Lunas
25 PT Bank Jago Tbk d/h Bank Artos Indonesia Konsumsi 04/05/2022 02/07/2022 1.800.000 0 0 14.5 - 1 – Lunas
26 PT Bank Jago Tbk d/h Bank Artos Indonesia Konsumsi 23/01/2023 23/07/2023 5.000.000 0 0 54 - 1 – Lunas
27 PT Bank Negara Indonesia (Persero) Tbk Modal Kerja 29/11/2022 27/11/2027 2.800.000.000 1.959.400.000 0 10.5 - 1 – Lunas
28 PT Bank Neo Commerce Tbk Konsumsi 09/06/2022 09/08/2022 2.400.000 0 0 15 - 1 – Lunas
29 PT Bank Neo Commerce Tbk Konsumsi 05/08/2022 05/10/2022 3.700.000 0 0 15 - 1 – Lunas
30 PT Bank Neo Commerce Tbk Konsumsi 07/09/2022 06/11/2022 5.200.000 0 0 15 - 1 – Lunas
31 PT Bank Neo Commerce Tbk Konsumsi 09/10/2022 08/12/2022 6.400.000 0 0 15 - 1 – Lunas
32 PT Bank Neo Commerce Tbk Konsumsi 15/12/2022 13/02/2023 10.600.000 0 0 15 - 1 – Lunas
33 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 20/03/2023 10/04/2023 260.570 0 0 23.38 - 1 – Lunas
34 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 03/05/2023 07/06/2023 213.894 0 0 23.38 - 1 – Lunas
35 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 03/05/2023 07/06/2023 213.894 0 0 23.38 - 1 – Lunas
36 PT Bank Perekonomian Rakyat Bank Guna Daya Investasi 27/01/2023 27/01/2029 470.000.000 0 0 9.6 - 1 – Lunas
37 PT Bank Perekonomian Rakyat Syariah Dana Amanah Surakarta Konsumsi 30/08/2024 30/08/2025 61.000.000 0 0 20 - 1 – Lunas
38 PT Bank Perekonomian Rakyat Trihasta Prasodjo Modal Kerja 31/05/2023 01/09/2023 80.000.000 0 0 24 - 1 – Lunas
39 PT Bank Perekonomian Rakyat Trihasta Prasodjo Modal Kerja 06/10/2022 06/01/2023 60.000.000 0 0 27 - 1 – Lunas
40 PT Bank Perekonomian Rakyat Trihasta Prasodjo Modal Kerja 03/01/2023 03/07/2023 60.000.000 0 0 18 - 1 – Lunas
41 PT Bank Perekonomian Rakyat Trihasta Prasodjo Konsumsi 13/04/2023 13/10/2023 60.000.000 0 0 18 - 1 – Lunas
42 PT Bank Permata Tbk Konsumsi 08/03/2022 06/04/2022 204.020 0 0 21 - 1 – Lunas
43 PT Bank Permata Tbk Konsumsi 20/01/2022 06/04/2022 379.306 0 0 21 - 1 – Lunas
44 PT Bank Permata Tbk Konsumsi 20/01/2022 06/04/2022 200.485 0 0 21 - 1 – Lunas
45 PT Bank Permata Tbk Konsumsi 10/11/2022 06/12/2022 108.118 0 0 28.61 - 1 – Lunas
46 PT Bank Permata Tbk Konsumsi 18/08/2022 06/09/2022 186.951 0 0 27.3 - 1 – Lunas
47 PT Bank Permata Tbk Konsumsi 16/01/2023 06/02/2023 779.205 0 0 28.61 - 1 – Lunas
48 PT Bank Permata Tbk Konsumsi 17/05/2023 06/06/2023 306.020 0 0 25.32 - 1 – Lunas
49 PT Bank Rakyat Indonesia (Persero) Tbk Investasi 04/07/2013 04/07/2017 50.000.000 50.000.000 0 19.2 - 1 – Lunas
50 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 15/12/2023 15/12/2024 1.000.000.000 1.000.000.000 0 12.5 - 1 – Lunas
51 PT Bank Seabank Indonesia Konsumsi 21/01/2022 05/02/2022 86.891 0 0 22 - 1 – Lunas
52 PT Bank Seabank Indonesia Konsumsi 24/02/2022 05/05/2022 2.700.000 0 0 28.3 - 1 – Lunas
53 PT Bank Seabank Indonesia Modal Kerja 03/04/2022 05/06/2022 2.700.000 0 0 28.3 - 1 – Lunas
54 PT Bank Seabank Indonesia Modal Kerja 06/05/2022 05/06/2022 1.013.898 0 0 22.15 - 1 – Lunas
55 PT Bank Seabank Indonesia Modal Kerja 04/06/2022 05/07/2022 53.994 0 0 22.15 - 1 – Lunas
56 PT Bank Seabank Indonesia Konsumsi 05/03/2022 05/04/2022 137.736 0 0 22 - 1 – Lunas
57 PT Bank Seabank Indonesia Konsumsi 04/03/2022 05/04/2022 346.965 0 0 22 - 1 – Lunas
58 PT Bank Seabank Indonesia Konsumsi 08/03/2022 05/04/2022 157.805 0 0 22 - 1 – Lunas
59 PT Bank Seabank Indonesia Konsumsi 24/03/2022 05/04/2022 222.750 0 0 22 - 1 – Lunas
60 PT Bank Seabank Indonesia Konsumsi 05/03/2022 05/06/2022 440.955 0 0 24.5 - 1 – Lunas
61 PT Bank Seabank Indonesia Modal Kerja 26/04/2022 05/06/2022 41.915 0 0 22.15 - 1 – Lunas
62 PT Bank Seabank Indonesia Modal Kerja 14/05/2022 05/08/2022 1.305.000 0 0 27.91 - 1 – Lunas
63 PT Bank Seabank Indonesia Modal Kerja 02/06/2022 05/09/2022 1.710.000 0 0 27.91 - 1 – Lunas
64 PT Bank Seabank Indonesia Modal Kerja 08/06/2022 05/07/2022 1.370.862 0 0 22.15 - 1 – Lunas
65 PT Bank Seabank Indonesia Modal Kerja 27/04/2022 05/06/2022 162.203 0 0 22.15 - 1 – Lunas
66 PT Bank Seabank Indonesia Modal Kerja 09/07/2022 05/08/2022 1.387.861 0 0 22.15 - 1 – Lunas
67 PT Bank Seabank Indonesia Modal Kerja 06/07/2022 05/10/2022 990.000 0 0 27.91 - 1 – Lunas
68 PT Bank Seabank Indonesia Modal Kerja 08/01/2023 05/04/2023 2.910.600 0 0 44.64 - 1 – Lunas
69 PT Bank Seabank Indonesia Modal Kerja 02/05/2023 05/06/2023 122.091 0 0 27.8 - 1 – Lunas
70 PT Bank Seabank Indonesia Modal Kerja 17/09/2022 05/12/2022 20.000.000 0 0 35.37 - 1 – Lunas
71 PT Bank Seabank Indonesia Modal Kerja 07/11/2022 05/05/2023 789.134 0 0 40.51 - 1 – Lunas
72 PT Bussan Auto Finance (UUS) Konsumsi 13/05/2023 15/05/2024 16.346.000 0 0 40 - 1 – Lunas
73 PT Bussan Auto Finance (UUS) Investasi 21/12/2023 25/12/2024 18.336.400 0 0 39 - 1 – Lunas
74 PT CIMB Niaga Auto Finance Konsumsi 08/09/2020 08/09/2023 298.643.000 0 0 13 - 1 – Lunas
75 PT CIMB Niaga Auto Finance Konsumsi 24/11/2021 24/11/2023 392.659.000 0 0 17 - 1 – Lunas
76 PT CIMB Niaga Auto Finance Konsumsi 07/06/2021 07/06/2024 392.056.000 0 0 18 - 1 – Lunas
77 PT CIMB Niaga Auto Finance Konsumsi 28/01/2022 28/01/2024 432.872.000 0 0 17 - 1 – Lunas
78 PT CIMB Niaga Auto Finance Konsumsi 02/06/2022 02/06/2024 432.872.000 0 0 20 - 1 – Lunas
79 PT CIMB Niaga Auto Finance (UUS) Konsumsi 26/01/2022 26/01/2026 25.000.000 25.000.000 0 - - 1 – Lunas
80 PT CIMB Niaga Auto Finance (UUS) Konsumsi 26/01/2022 26/01/2026 25.000.000 25.000.000 0 - - 1 – Lunas
81 PT Caturnusa Sejahtera Finance d/h Mallaca Trust Finance Konsumsi 29/10/2023 12/01/2024 1.000.000 688.984 0 57.36 - 1 – Lunas
82 PT Caturnusa Sejahtera Finance d/h Mallaca Trust Finance Konsumsi 08/06/2023 12/09/2023 1.000.000 229.309 0 57.36 - 1 – Lunas
83 PT Commerce Finance Konsumsi 24/03/2022 06/04/2022 2.250 0 0 2.95 - 1 – Lunas
84 PT Commerce Finance Konsumsi 08/03/2022 06/04/2022 1.594 0 0 2.94 - 1 – Lunas
85 PT Commerce Finance Konsumsi 05/03/2022 06/06/2022 4.455 0 0 2.95 - 1 – Lunas
86 PT Commerce Finance Konsumsi 04/03/2022 06/04/2022 3.505 0 0 2.95 - 1 – Lunas
87 PT Commerce Finance Investasi 09/07/2022 06/08/2022 14.019 0 0 2.95 - 1 – Lunas
88 PT Commerce Finance Investasi 08/06/2022 06/07/2022 13.848 0 0 2.95 - 1 – Lunas
89 PT Commerce Finance Investasi 27/04/2022 06/06/2022 1.639 0 0 2.95 - 1 – Lunas
90 PT Commerce Finance Investasi 04/06/2022 06/07/2022 546 0 0 2.95 - 1 – Lunas
91 PT Commerce Finance Konsumsi 21/01/2022 06/02/2022 878 0 0 2.94 - 1 – Lunas
92 PT Commerce Finance Konsumsi 05/03/2022 06/04/2022 1.392 0 0 2.94 - 1 – Lunas
93 PT Commerce Finance Investasi 26/04/2022 06/06/2022 424 0 0 2.95 - 1 – Lunas
94 PT Commerce Finance Investasi 06/05/2022 06/06/2022 10.242 0 0 2.95 - 1 – Lunas
95 PT Commerce Finance Investasi 02/05/2023 06/06/2023 1.234 0 0 2.95 - 1 – Lunas
96 PT Wahana Ottomitra Multiartha Tbk Investasi 10/02/2023 10/02/2026 377.100.000 0 0 21 - 1 – Lunas
97 PT Wahana Ottomitra Multiartha Tbk Modal Kerja 27/12/2023 03/01/2026 377.100.000 0 0 18 - 1 – Lunas
Menampilkan 0 data