Logo BPRS Dana Amanah
BPRS DANA AMANAH
Jl. KH. Samanhudi No.196 Surakarta

Detail Laporan SLIK

Metadata Laporan
Nama File KTP_3309110607739001.txt
Nomor Laporan 787/IDEB/0104620125/2026
Tanggal Hasil 15/04/2026 16:15
Tanggal Upload 2026-04-16 03:07:08
Rp 735.039.936
Plafon Total SLIK
Rp 246.742.270
Baki Debet Total
Kualitas 3
Kualitas Terburuk pada Ringkasan SLIK
Identitas Debitur
Nama CAHYONO SUGENG PRASETYO
NIK 3309110607739001
Tempat / Tgl Lahir KARANGANYAR, 06/07/1973
Alamat TEGALREJO
Kota Kab. Boyolali
Pekerjaan Wiraswasta
Tgl Permohonan 15/04/2026 16:15
70
Kolek Lancar
6
Bermasalah
Rp 735.039.936
Total Plafon
Analisa Kelayakan Pengajuan Pembiayaan Baru
TIDAK LAYAK
10/100

Risiko tinggi. Pengajuan baru sebaiknya ditunda sampai kualitas kredit membaik.


15
Aktif
61
Lunas
6
Bermasalah
Kol 3
Kol. Terburuk
Distribusi Kolektibilitas
Kol 1 — Lancar
Total: 70 Aktif: 9
Kol 2 — Dalam Perhatian Khusus
Total: 5 Aktif: 5
Kol 3 — Kurang Lancar
Total: 1 Aktif: 1
Kol 4 — Diragukan
Total: 0 Aktif: 0
Kol 5 — Macet
Total: 0 Aktif: 0
Faktor Penilaian
  • Terdapat kolektibilitas Kurang Lancar (Kol 3)
  • 6 fasilitas aktif bermasalah (Kol 2 ke atas)
  • Jumlah fasilitas aktif: 15 (sangat banyak)
  • Utilisasi fasilitas aktif tinggi (87%)
Rekomendasi
  • Kol 3 sangat menghambat persetujuan. Segera selesaikan tunggakan yang ada.
  • Beban fasilitas aktif relatif tinggi. Prioritaskan konsolidasi atau pelunasan bertahap.
  • Kurangi outstanding/baki debet agar rasio utilisasi lebih sehat sebelum pengajuan.
Utilisasi Kredit Aktif: Rp 246.742.270 dari Rp 283.775.968 (87%)

Analisa ini bersifat indikatif berdasarkan data SLIK dan tidak merupakan keputusan resmi lembaga keuangan.

Fasilitas Pembiayaan
76 fasilitas
15
Fasilitas Aktif
61
Sudah Lunas
76
Tampil Saat Ini
1 PT BCA Multi Finance Investasi 25/02/2023 22/01/2025 1.543.740 0 0 23.97 - 1 – Dialihkan atau Dijual ke Pelapor lain
2 PT BCA Multi Finance Konsumsi 14/09/2023 13/08/2027 12.818.250 0 0 18.04 - 1 – Dialihkan atau Dijual ke Pelapor lain
3 PT Super Bank Indonesia Konsumsi 16/06/2025 13/06/2026 30.000.000 0 0 15 - 1 – Dialihkan atau Dijual ke Pelapor lain
4 PT Allo Bank Indonesia Tbk Konsumsi 13/08/2024 13/08/2026 18.000.000 18.900.000 4.091.673 41 - 1 – Fasilitas Aktif
5 PT BCA Finance Konsumsi 14/09/2023 13/08/2027 12.818.250 10.154.226 10.154.226 18.04 - 2 – Fasilitas Aktif
6 PT Bank Central Asia Tbk Konsumsi 03/08/2017 31/07/2029 7.000.000 7.000.000 865.351 21 - 3 – Fasilitas Aktif
7 PT Bank Central Asia Tbk Konsumsi 13/09/2023 13/08/2027 109.653.750 45.418.733 45.418.733 18.04 - 2 – Fasilitas Aktif
8 PT Bank Mega Tbk Konsumsi 31/05/2017 31/05/2029 10.000.000 10.000.000 2.190.000 21 - 1 – Fasilitas Aktif
9 PT Bank Seabank Indonesia Konsumsi 10/11/2025 11/05/2026 4.633.200 1.608.126 1.608.126 24.85 - 1 – Fasilitas Aktif
10 PT Bank Seabank Indonesia Konsumsi 07/05/2025 07/05/2028 15.000.000 15.000.000 2.945.577 41.7 - 1 – Fasilitas Aktif
11 PT Commerce Finance Konsumsi 01/10/2025 12/05/2026 1.867.800 340.685 340.685 17.7 - 1 – Fasilitas Aktif
12 PT Home Credit Indonesia Konsumsi 12/05/2021 30/04/2026 600.000 0 0 - - 1 – Fasilitas Aktif
13 PT Nusa Surya Ciptadana Konsumsi 30/04/2025 11/11/2026 15.625.900 8.996.940 8.996.940 41.42 - 2 – Fasilitas Aktif
14 PT Wahana Ottomitra Multiartha Tbk Investasi 10/03/2025 10/03/2028 87.115.605 64.516.435 66.607.006 24 - 2 – Fasilitas Aktif
15 PT Wahana Ottomitra Multiartha Tbk Investasi 18/07/2025 18/06/2029 114.382.294 101.840.823 103.523.953 25 - 2 – Fasilitas Aktif
16 PT Arthaasia Finance Investasi 21/03/2016 21/03/2020 188.000.000 188.000.000 0 11.5 - 1 – Lunas
17 PT BCA Finance Investasi 25/02/2023 22/01/2025 24.224.805 0 0 23.97 - 1 – Lunas
18 PT BCA Multi Finance Konsumsi 27/10/2018 27/04/2021 1.203.259 0 0 13.11 - 1 – Lunas
19 PT BCA Multi Finance Konsumsi 18/05/2019 18/11/2021 41.105.005 0 0 19.85 - 1 – Lunas
20 PT BCA Multi Finance Investasi 31/03/2022 01/03/2023 22.782.191 0 0 15.8 - 1 – Lunas
21 PT BCA Multi Finance Konsumsi 08/03/2021 08/02/2023 32.417.201 0 0 13.24 - 1 – Lunas
22 PT BFI Finance Indonesia Konsumsi 31/05/2018 05/12/2019 8.778.351 8.778.351 0 43.4 - 1 – Lunas
23 PT BFI Finance Indonesia Konsumsi 13/03/2018 13/09/2019 10.966.497 10.966.497 0 42.44 - 1 – Lunas
24 PT BFI Finance Indonesia Konsumsi 04/09/2019 04/03/2021 13.288.660 13.288.660 0 43.36 - 1 – Lunas
25 PT BFI Finance Indonesia Konsumsi 30/11/2019 05/06/2021 10.134.021 10.134.021 0 43.35 - 1 – Lunas
26 PT BFI Finance Indonesia Konsumsi 16/12/2021 16/06/2023 8.888.660 8.888.660 0 43.41 - 1 – Lunas
27 PT BFI Finance Indonesia Konsumsi 27/03/2023 03/04/2025 26.068.819 26.068.819 0 43.76 - 1 – Lunas
28 PT BFI Finance Indonesia Konsumsi 02/05/2024 03/04/2026 22.794.081 22.794.081 0 45.76 - 1 – Lunas
29 PT BPD Jawa Tengah Modal Kerja 19/06/2020 19/06/2023 70.000.000 70.000.000 0 18.249 - 1 – Lunas
30 PT Bank CIMB Niaga Tbk Konsumsi 21/02/2025 12/05/2025 1.211.990 0 0 25.32 - 1 – Lunas
31 PT Bank Central Asia Tbk Konsumsi 27/10/2018 27/04/2021 20.011.915 0 0 10 - 1 – Lunas
32 PT Bank Central Asia Tbk Investasi 22/02/2023 22/01/2025 22.681.065 0 0 8 - 1 – Lunas
33 PT Bank DBS Indonesia Konsumsi 09/07/2024 09/07/2025 6.500.000 0 0 33.25 - 1 – Lunas
34 PT Bank Mandiri (Persero) Tbk Modal Kerja 17/02/2016 17/02/2018 25.000.000 25.000.000 0 5 - 1 – Lunas
35 PT Bank Mandiri (Persero) Tbk Modal Kerja 29/05/2017 29/11/2019 50.000.000 50.000.000 0 11.8 - 1 – Lunas
36 PT Bank Mega Syariah Konsumsi 23/04/2018 19/09/2019 5.841.816 0 0 12 - 1 – Lunas
37 PT Bank Muamalat Indonesia Tbk Konsumsi 23/03/2016 23/05/2018 24.848.723 16.846.748 0 10 - 1 – Lunas
38 PT Bank Negara Indonesia (Persero) Tbk Konsumsi 29/08/2023 12/11/2023 322.079 109.465 0 23.69 - 1 – Lunas
39 PT Bank OCBC NISP Tbk Konsumsi 29/10/2024 25/09/2025 13.282.710 0 0 25 - 1 – Lunas
40 PT Bank Permata Tbk Konsumsi 10/11/2018 10/08/2019 3.333.600 0 0 32.75 - 1 – Lunas
41 PT Bank Seabank Indonesia Konsumsi 08/01/2023 11/04/2023 2.289.098 0 0 34.72 - 1 – Lunas
42 PT Bank Seabank Indonesia Konsumsi 10/04/2023 11/10/2023 5.024.487 0 0 37.57 - 1 – Lunas
43 PT Bank Seabank Indonesia Modal Kerja 23/10/2023 11/10/2024 6.146.375 0 0 29.48 - 1 – Lunas
44 PT Bank Seabank Indonesia Konsumsi 29/01/2024 05/08/2024 4.950.000 0 0 29.11 - 1 – Lunas
45 PT Bank Seabank Indonesia Konsumsi 19/05/2025 11/06/2025 412.738 0 0 23.71 - 1 – Lunas
46 PT Bank Seabank Indonesia Konsumsi 11/06/2025 11/09/2025 3.217.500 0 0 35.14 - 1 – Lunas
47 PT Bank Seabank Indonesia Konsumsi 17/09/2024 11/12/2024 296.563 0 0 21.12 - 1 – Lunas
48 PT Bank Seabank Indonesia Konsumsi 17/08/2025 11/09/2025 92.069 0 0 23.71 - 1 – Lunas
49 PT Bank Seabank Indonesia Konsumsi 25/06/2025 11/07/2025 265.795 0 0 23.71 - 1 – Lunas
50 PT Commerce Finance Konsumsi 25/02/2022 12/03/2022 203.434 0 0 2.94 - 1 – Lunas
51 PT Commerce Finance Konsumsi 22/01/2022 12/04/2022 840.825 0 0 2.95 - 1 – Lunas
52 PT Commerce Finance Konsumsi 06/01/2022 12/04/2022 932.230 0 0 2.95 - 1 – Lunas
53 PT Commerce Finance Konsumsi 10/04/2023 12/10/2023 50.753 0 0 2.5 - 1 – Lunas
54 PT Commerce Finance Investasi 23/10/2023 12/10/2024 62.085 0 0 2.5 - 1 – Lunas
55 PT Commerce Finance Konsumsi 10/04/2023 12/10/2023 50.753 0 0 2.5 - 1 – Lunas
56 PT Commerce Finance Konsumsi 30/04/2024 12/07/2024 752.440 0 0 - - 1 – Lunas
57 PT Commerce Finance Konsumsi 25/06/2025 12/07/2025 2.685 0 0 - - 1 – Lunas
58 PT Commerce Finance Konsumsi 17/09/2024 12/12/2024 2.996 0 0 2.95 - 1 – Lunas
59 PT Commerce Finance Konsumsi 17/08/2025 12/09/2025 930 0 0 - - 1 – Lunas
60 PT Home Credit Indonesia Konsumsi 10/11/2018 10/08/2019 3.079.000 0 0 32.28 - 1 – Lunas
61 PT Home Credit Indonesia Konsumsi 12/05/2021 12/02/2022 4.980.000 55.333 0 41.88 - 1 – Lunas
62 PT Home Credit Indonesia Modal Kerja 21/07/2022 21/07/2024 8.000.000 333.333 0 47.88 - 1 – Lunas
63 PT Kredit Pintar Indonesia Konsumsi 11/06/2025 11/12/2025 4.000.000 0 0 7.0628 - 1 – Lunas
64 PT Mega Finance Konsumsi 21/04/2018 21/10/2019 62.800 0 0 58.07 - 1 – Lunas
65 PT Nusa Surya Ciptadana Konsumsi 20/02/2018 20/01/2020 18.052.900 0 0 40.08 - 1 – Lunas
66 PT Nusa Surya Ciptadana Konsumsi 09/05/2023 09/10/2024 17.998.900 0 0 37.08 - 1 – Lunas
67 PT Nusa Surya Ciptadana Konsumsi 02/05/2024 12/04/2025 10.716.400 0 0 43.2 - 1 – Lunas
68 PT Nusa Surya Ciptadana Modal Kerja 10/08/2024 10/01/2026 14.721.200 0 0 43.09 - 1 – Lunas
69 PT Sinar Mitra Sepadan Finance Investasi 20/04/2022 20/04/2025 105.200.000 0 0 30 - 1 – Lunas
70 PT Sinar Mitra Sepadan Finance Investasi 28/02/2024 04/03/2027 113.000.000 0 0 30 - 1 – Lunas
71 PT Super Bank Indonesia Konsumsi 12/04/2025 12/01/2026 12.000.000 0 0 15 - 1 – Lunas
72 PT Super Bank Indonesia Konsumsi 12/02/2025 12/11/2025 5.000.000 0 0 15 - 1 – Lunas
73 PT Super Bank Indonesia Konsumsi 12/02/2025 12/01/2026 17.000.000 0 0 15 - 1 – Lunas
74 Standard Chartered Bank Konsumsi 18/09/2025 11/12/2025 532.100 0 0 26.75 - 1 – Lunas
75 Standard Chartered Bank Konsumsi 12/08/2025 12/05/2026 6.300.000 0 0 38.24 - 1 – Lunas
76 Standard Chartered Bank Konsumsi 12/12/2024 12/03/2025 3.000.000 0 0 27.61 - 1 – Lunas
Menampilkan 0 data