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Detail Laporan SLIK

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Metadata Laporan
Nama File KTP_3311105201920005.txt
Nomor Laporan 737/IDEB/0104620125/2026
Tanggal Hasil 14/04/2026 14:17
Tanggal Upload 2026-04-14 07:34:33
Rp 345.597.513
Plafon Total SLIK
Rp 4.409.365
Baki Debet Total
Kualitas 5
Kualitas Terburuk pada Ringkasan SLIK
Identitas Debitur
Nama VEDORA KUSUMANDA HP
NIK 3311105201920005
Tempat / Tgl Lahir SURAKARTA, 12/01/1992
Alamat KADILANGU
Kota Kab. Sukoharjo
Pekerjaan Wiraswasta
Tgl Permohonan 14/04/2026 14:17
80
Kolek Lancar
4
Bermasalah
Rp 345.597.513
Total Plafon
Analisa Kelayakan Pengajuan Pembiayaan Baru
TIDAK LAYAK
0/100

Risiko tinggi. Pengajuan baru sebaiknya ditunda sampai kualitas kredit membaik.

5
Aktif
79
Lunas
4
Bermasalah
Kol 5
Kol. Terburuk
Distribusi Kolektibilitas
Kol 1 — Lancar
Total: 80 Aktif: 1
Kol 2 — Dalam Perhatian Khusus
Total: 0 Aktif: 0
Kol 3 — Kurang Lancar
Total: 0 Aktif: 0
Kol 4 — Diragukan
Total: 0 Aktif: 0
Kol 5 — Macet
Total: 4 Aktif: 4
Faktor Penilaian
  • Terdapat kolektibilitas Macet (Kol 5)
  • 4 fasilitas aktif bermasalah (Kol 2 ke atas)
  • Jumlah fasilitas aktif: 5 (cukup banyak)
  • Utilisasi fasilitas aktif sehat (3%)
Rekomendasi
  • Kredit macet (Kol 5) hampir pasti ditolak. Wajib diselesaikan lebih dulu.
  • Pertimbangkan menutup sebagian fasilitas aktif sebelum pengajuan baru.
Utilisasi Kredit Aktif: Rp 4.409.365 dari Rp 146.710.350 (3%)

Analisa ini bersifat indikatif berdasarkan data SLIK dan tidak merupakan keputusan resmi lembaga keuangan.

Fasilitas Pembiayaan
84 fasilitas
5
Fasilitas Aktif
79
Sudah Lunas
84
Tampil Saat Ini
1 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 06/11/2019 25/07/2027 144.600.000 144.600.000 0 11.04 3 1 – Dialihkan ke Fasilitas lain
2 PT Bank Jago Tbk d/h Bank Artos Indonesia Konsumsi 18/04/2023 03/04/2024 2.887.500 0 2.103.082 59.1 - 5 – Dihapusbukukan
3 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 09/05/2023 07/11/2023 293.900 0 195.933 28.75 - 5 – Dihapusbukukan
4 PT Bank Seabank Indonesia Modal Kerja 29/07/2022 05/02/2024 3.991.282 2.070.027 2.070.027 44.36 - 5 – Dihapusbukukan
5 PT Commerce Finance Investasi 29/07/2022 06/02/2024 40.323 40.323 40.323 35.3 - 5 – Dihapusbukukan
6 PT Astra Multi Finance Konsumsi 27/02/2020 18/12/2020 3.013.000 3.013.000 0 71.39 - 1 – Lunas
7 PT Atome Finance Indonesia Konsumsi 31/01/2022 03/05/2022 404.200 0 0 - - 1 – Lunas
8 PT Atome Finance Indonesia Konsumsi 14/02/2023 03/08/2023 816.300 0 0 - - 1 – Lunas
9 PT Bank Jago Tbk d/h Bank Artos Indonesia Konsumsi 18/03/2022 03/09/2022 607.000 0 0 15 - 1 – Lunas
10 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 13/03/2023 10/04/2023 373.688 0 0 23.38 - 1 – Lunas
11 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 09/05/2023 07/11/2023 293.900 0 0 28.75 - 1 – Lunas
12 PT Bank Oke Indonesia Tbk D/H PT Bank Dinar Konsumsi 09/05/2023 07/11/2023 293.900 0 0 28.75 - 1 – Lunas
13 PT Bank Permata Tbk Konsumsi 07/11/2019 07/08/2020 3.394.800 0 0 32.5 - 1 – Lunas
14 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 20/04/2018 20/04/2021 50.000.000 50.000.000 0 14.4 - 1 – Lunas
15 PT Bank Rakyat Indonesia (Persero) Tbk Modal Kerja 06/11/2019 25/07/2027 144.600.000 144.600.000 0 11.04 3 1 – Lunas
16 PT Bank Seabank Indonesia Konsumsi 17/11/2021 05/02/2022 77.292 0 0 24.5 - 1 – Lunas
17 PT Bank Seabank Indonesia Konsumsi 20/11/2021 05/02/2022 101.919 0 0 24.5 - 1 – Lunas
18 PT Bank Seabank Indonesia Konsumsi 03/12/2021 05/01/2022 198.980 0 0 22 - 1 – Lunas
19 PT Bank Seabank Indonesia Konsumsi 03/12/2021 05/01/2022 215.978 0 0 22 - 1 – Lunas
20 PT Bank Seabank Indonesia Konsumsi 11/10/2021 05/04/2022 1.223.676 0 0 27 - 1 – Lunas
21 PT Bank Seabank Indonesia Konsumsi 04/12/2021 05/03/2022 62.993 0 0 24.5 - 1 – Lunas
22 PT Bank Seabank Indonesia Konsumsi 26/01/2022 05/05/2022 325.167 0 0 24.5 - 1 – Lunas
23 PT Bank Seabank Indonesia Konsumsi 04/03/2022 05/06/2022 195.980 0 0 24.5 - 1 – Lunas
24 PT Bank Seabank Indonesia Konsumsi 21/03/2022 05/09/2022 906.109 0 0 27 - 1 – Lunas
25 PT Bank Seabank Indonesia Konsumsi 20/06/2022 05/09/2022 59.944 0 0 24.2 - 1 – Lunas
26 PT Bank Seabank Indonesia Konsumsi 18/04/2022 05/05/2022 62.818 0 0 22.15 - 1 – Lunas
27 PT Bank Seabank Indonesia Konsumsi 18/04/2022 05/05/2022 81.037 0 0 22.15 - 1 – Lunas
28 PT Bank Seabank Indonesia Konsumsi 14/06/2022 05/09/2022 190.580 0 0 24.2 - 1 – Lunas
29 PT Bank Seabank Indonesia Konsumsi 18/06/2022 05/07/2022 83.791 0 0 22.15 - 1 – Lunas
30 PT Bank Seabank Indonesia Konsumsi 28/08/2022 05/03/2023 267.973 0 0 35.39 - 1 – Lunas
31 PT Bank Seabank Indonesia Konsumsi 09/06/2022 05/07/2022 63.561 0 0 22.15 - 1 – Lunas
32 PT Bank Seabank Indonesia Konsumsi 11/06/2022 05/09/2022 134.826 0 0 24.2 - 1 – Lunas
33 PT Bank Seabank Indonesia Konsumsi 30/01/2022 05/05/2022 85.991 0 0 24.5 - 1 – Lunas
34 PT Bank Seabank Indonesia Konsumsi 13/08/2022 05/09/2022 113.988 0 0 22.22 - 1 – Lunas
35 PT Commerce Finance Konsumsi 14/04/2020 06/06/2020 429.249 429.249 0 5.9 - 1 – Lunas
36 PT Commerce Finance Konsumsi 20/05/2020 06/07/2020 211.240 211.240 0 5.9 - 1 – Lunas
37 PT Commerce Finance Konsumsi 13/08/2020 05/02/2021 206.343 0 0 2.95 - 1 – Lunas
38 PT Commerce Finance Konsumsi 23/08/2020 05/02/2021 117.463 0 0 2.95 - 1 – Lunas
39 PT Commerce Finance Konsumsi 26/11/2020 06/06/2021 153.369 0 0 2.95 - 1 – Lunas
40 PT Commerce Finance Konsumsi 02/06/2020 05/09/2020 226.240 226.240 0 2.95 - 1 – Lunas
41 PT Commerce Finance Konsumsi 28/06/2020 05/10/2020 346.329 346.329 0 2.94 - 1 – Lunas
42 PT Commerce Finance Konsumsi 06/07/2020 05/09/2020 61.105 61.105 0 2.95 - 1 – Lunas
43 PT Commerce Finance Konsumsi 09/01/2021 05/03/2021 55.045 0 0 2.95 - 1 – Lunas
44 PT Commerce Finance Konsumsi 24/02/2021 06/05/2021 112.570 0 0 2.95 - 1 – Lunas
45 PT Commerce Finance Konsumsi 17/03/2021 06/06/2021 255.328 0 0 2.95 - 1 – Lunas
46 PT Commerce Finance Konsumsi 13/10/2020 06/01/2021 125.846 0 0 2.95 - 1 – Lunas
47 PT Commerce Finance Konsumsi 08/10/2020 06/01/2021 128.775 0 0 2.94 - 1 – Lunas
48 PT Commerce Finance Konsumsi 01/01/2021 06/07/2021 171.195 0 0 2.95 - 1 – Lunas
49 PT Commerce Finance Konsumsi 12/06/2021 06/12/2021 354.510 0 0 2.95 - 1 – Lunas
50 PT Commerce Finance Konsumsi 10/09/2020 05/03/2021 65.266 0 0 2.95 - 1 – Lunas
51 PT Commerce Finance Konsumsi 12/09/2020 05/03/2021 94.940 0 0 2.95 - 1 – Lunas
52 PT Commerce Finance Konsumsi 14/12/2020 05/03/2021 72.720 0 0 2.95 - 1 – Lunas
53 PT Commerce Finance Konsumsi 26/11/2020 05/03/2021 266.615 0 0 2.94 - 1 – Lunas
54 PT Commerce Finance Konsumsi 09/06/2021 06/09/2021 86.759 0 0 2.94 - 1 – Lunas
55 PT Commerce Finance Konsumsi 17/11/2021 06/02/2022 781 0 0 2.94 - 1 – Lunas
56 PT Commerce Finance Konsumsi 11/10/2021 06/04/2022 12.361 0 0 2 - 1 – Lunas
57 PT Commerce Finance Konsumsi 03/12/2021 06/01/2022 2.010 0 0 2.94 - 1 – Lunas
58 PT Commerce Finance Konsumsi 20/11/2021 06/02/2022 1.030 0 0 2.95 - 1 – Lunas
59 PT Commerce Finance Konsumsi 04/03/2022 06/06/2022 1.980 0 0 2.95 - 1 – Lunas
60 PT Commerce Finance Konsumsi 03/04/2021 06/07/2021 214.001 0 0 2.95 - 1 – Lunas
61 PT Commerce Finance Konsumsi 09/06/2021 06/09/2021 57.489 0 0 2.95 - 1 – Lunas
62 PT Commerce Finance Konsumsi 25/02/2021 06/06/2021 187.860 0 0 2.95 - 1 – Lunas
63 PT Commerce Finance Konsumsi 10/05/2021 06/11/2021 85.951 0 0 2.95 - 1 – Lunas
64 PT Commerce Finance Konsumsi 04/12/2021 06/03/2022 637 0 0 2.94 - 1 – Lunas
65 PT Commerce Finance Konsumsi 10/05/2021 06/11/2021 658.520 0 0 2.95 - 1 – Lunas
66 PT Commerce Finance Konsumsi 09/05/2021 06/08/2021 362.430 0 0 2.95 - 1 – Lunas
67 PT Commerce Finance Konsumsi 24/07/2021 06/01/2022 410.969 0 0 2.95 - 1 – Lunas
68 PT Commerce Finance Konsumsi 03/12/2021 06/01/2022 2.182 0 0 2.95 - 1 – Lunas
69 PT Commerce Finance Konsumsi 30/01/2022 06/05/2022 869 0 0 2.95 - 1 – Lunas
70 PT Commerce Finance Konsumsi 26/01/2022 06/05/2022 3.285 0 0 2.95 - 1 – Lunas
71 PT Commerce Finance Konsumsi 18/04/2022 06/05/2022 635 0 0 2.95 - 1 – Lunas
72 PT Commerce Finance Konsumsi 11/06/2022 06/09/2022 1.362 0 0 2.95 - 1 – Lunas
73 PT Commerce Finance Konsumsi 20/06/2022 06/09/2022 606 0 0 2.95 - 1 – Lunas
74 PT Commerce Finance Konsumsi 14/06/2022 06/09/2022 152.207 0 0 - - 1 – Lunas
75 PT Commerce Finance Konsumsi 14/06/2022 06/09/2022 1.926 0 0 2.95 - 1 – Lunas
76 PT Commerce Finance Konsumsi 09/06/2022 06/07/2022 643 0 0 2.95 - 1 – Lunas
77 PT Commerce Finance Konsumsi 18/06/2022 06/07/2022 847 0 0 2.95 - 1 – Lunas
78 PT Commerce Finance Konsumsi 14/12/2021 06/03/2022 113.019 0 0 2.94 - 1 – Lunas
79 PT Commerce Finance Konsumsi 21/03/2022 06/09/2022 9.153 0 0 2.95 - 1 – Lunas
80 PT Commerce Finance Konsumsi 18/04/2022 06/05/2022 819 0 0 2.95 - 1 – Lunas
81 PT Commerce Finance Konsumsi 13/08/2022 06/09/2022 1.152 0 0 2.95 - 1 – Lunas
82 PT Commerce Finance Konsumsi 28/08/2022 06/03/2023 2.707 0 0 2.95 - 1 – Lunas
83 PT Home Credit Indonesia Konsumsi 12/04/2019 12/11/2019 2.898.000 0 0 28.56 - 1 – Lunas
84 PT Home Credit Indonesia Konsumsi 07/11/2019 07/08/2020 3.547.000 0 0 29.88 - 1 – Lunas
Menampilkan 0 data